Buying |
Welcome to buying section – your guide to buying the perfect house for you. Here you can find all the information you need to make buying a new house as pleasurable and stress free as possible. We will put all the information you need right at your finger tips – so you can spend your time actually looking at houses, not finding out what needs doing.
| House Buying FAQ | If there is something you are unsure about, there is a good chance someone else has been unsure about it too. Check out the Frequently Asked Questions section to find an answer. |
| Buying versus renting: home insurance or tenants? insurance | Making a decision between buying a home and renting a property often comes down to your budget and whether you can afford mortgage payments or rent. However, one factor that should not be overlooked when assessing what you can afford is home insurance, which differs widely depending on whether you?re buying or renting. |
| Buying a home for the first time | When you?re in the process of buying a home, it can become pretty stressful. You want to make sure that you?re making the right investment and that you?re investing your saved money in the best option. By being aware of the basics of home ownership, you?ll maximise your chances of being able to overcome some of the pitfalls and take advantage of the best opportunities. |
| Viewing Checklist | When viewing a house it is always a good idea to have a plan of what you want to find out from the visit. Have this written down on paper, in case you get carried away and forget to ask some important questions. |
| Buying Checklist | A checklist that you can tick and date for each essential task that is required when buying a house. |
| Mortgages | House Buying Guide’s Mortgage section is filled with information you need to select the right mortgage. |
| Finances | It is essential to understand your finances before you commit to buying a house. |
| Choosing A Property | How do you select the ideal property for you?. |
| Making An Offer | The time has come to make an offer, what can you use to your advantage?. |
| Getting a Survey | Why you need a survey, and which type of survey you should choose. |
| Gazumping | Find out what gazumping actually is, and ways of avoiding it. Gazumping can be costly and frustrating, but the chances of it happening can be lessened with a few simple methods. |
| Stamp Duty | Find out all you need to know about Stamp Duty. How much will you need to pay? |
| Chains | How long is your chain? Find out about chains and the influence they have in the process of property purchasing. |
| Conveyancing | When buying a house you will need have the conveyancing carried out for the property. A solicitor normally does this, or you can do it yourself. |
| Planning Permission | If you are thinking about buying a house and developing it, find out about planning permission here. |
| Buying as an investment | When you become familiar with the property market, it can be tempting to buy a property based on its ability to make profit. Find out all you need to know about buying an investment. |
| Buying on the Internet | With the internet finding more uses everyday, it is inevitable that the property market will move online in time. |
Always remember the importance of looking after and monitoring your finances because your credit rating will affect the choice of mortgage products available to you and hence perhaps also the choice of properties available to you. You can check your credit report at Call Credit Check amongst other credit check agencies.
