Welcome to buying section – your guide to buying the perfect house for you. Here you can find all the information you need to make buying a new house as pleasurable and stress free as possible. We will put all the information you need right at your finger tips – so you can spend your time actually looking at houses, not finding out what needs doing.
|House Buying FAQ||
If there is something you are unsure about, there is a good chance someone else has been unsure about it too. Check out the Frequently Asked Questions section to find an answer.
|Buying a home for the first time||
When you?re in the process of buying a home, it can become pretty stressful. You want to make sure that you?re making the right investment and that you?re investing your saved money in the best option. By being aware of the basics of home ownership, you?ll maximise your chances of being able to overcome some of the pitfalls and take advantage of the best opportunities.
When viewing a house it is always a good idea to have a plan of what you want to find out from the visit. Have this written down on paper, in case you get carried away and forget to ask some important questions.
A checklist that you can tick and date for each essential task that is required when buying a house.
House Buying Guide’s Mortgage section is filled with information you need to select the right mortgage.
It is essential to understand your finances before you commit to buying a house.
|Choosing A Property||
How do you select the ideal property for you?.
|Making An Offer||
The time has come to make an offer, what can you use to your advantage?.
|Getting a Survey||
Why you need a survey, and which type of survey you should choose.
Find out what gazumping actually is, and ways of avoiding it. Gazumping can be costly and frustrating, but the chances of it happening can be lessened with a few simple methods.
Find out all you need to know about Stamp Duty. How much will you need to pay?
How long is your chain? Find out about chains and the influence they have in the process of property purchasing.
When buying a house you will need have the conveyancing carried out for the property. A solicitor normally does this, or you can do it yourself.
If you are thinking about buying a house and developing it, find out about planning permission here.
|Buying as an investment||
When you become familiar with the property market, it can be tempting to buy a property based on its ability to make profit. Find out all you need to know about buying an investment.
|Buying on the Internet||
With the internet finding more uses everyday, it is inevitable that the property market will move online in time.
If you are planning on investing in the property market as a landlord, then be aware that you should be using specialist insurance cover for landlords. DirectLine who are popular in the consumer market, also offer Landlords Insurance.